Home Loan Rate & Term Refinance
Streamline Rate Reducation for a Lower Payment.
A Streamlined Rate Reduction or Rate & Term Refinance is used by many clients to reduce their interest rate and increase monthly cashflow without the heavy burden of a full refinance. Ask us about the option to defer 2-payments and lower your rate.
No Credit Impact. Find out it 2 Minutes!
What is a
Streamlined Rate Reduction
No Credit Impact. Find out it 2 Minutes!
Streamlined Rate Reduction is a quick and easy refinance, depending on the type of streamlined a lot of appraisals can be waived or downgraded to property data reports. The qualification process is simpler and on average the timeline to close is 7-10 days. You should explore Streamline Rate Reductions anytime rates drop by more than .5% and the main focus should be on months-to-recover and cash-flow savings.
Faster and more accurate.
Our Process.
We focus on speed and rates. Not only do we have the best rates, lowest cost, and quickest timeline, but also the best process. See our steps below:
- Quick Quote through our online "Get Started Now!"
- Apply with one of our Experts.
- 24-Hour Approval & Underwriting
- Closing Scheduled with Mobile Notary
- Closing & Funding
With an average 10 day closing we seek to have the fastest and best closing for all of our clients. Talk with our experts today.
4 min | No hard credit check
The Fourth City Mortgage Advantage.
Why Us.
At Fourth City Mortgage, we set ourself up to be not only different, but better. We focus on you and what you need:
- Fast Closings - 10 Day Average
- Apply with one of our Experts.
- 24-Hour Approval & Underwriting
- Closing Scheduled with Mobile Notary
- Closing & Funding
With an average 18 day closing we seek to have the fastest and best closing for each of our clients. Talk with our experts today.
4 min | No hard credit check
Do more than just Lower Your Rate!
More Options!
While completing a Streamlined Rate Reduction is a great way to lower your payment we may also be able to lower your payment and pull equity out either through a HELOC or Cash-Out Refinance. You can use the money for plenty of other benefits too:
- Make an investment in your future.
- Buy a new property.
- Make home repairs.
- Upgrade your existing properties.
- Handle family matters.
We take a whole financial approach and help you access your equity to better your financial life as a whole.
4 min | No hard credit check
Not Sure Where to Start?
Don't Worry, if you're not sure talk to one of our experts!
Mortgages can be confusing, rather than going it alone feel free to just give us a call or if texting is better we can set that up.
Email: [email protected]