NO CREDIT. LOW CREDIT. LETS START!
Get Your Equity. Use It How You Need!
We help clients find a real solution on how to use their Home Equity.
4 min | No hard credit check
We Specialize in You.
Everyone has a unique situation and faces unique problems. Our goal is to take a full financial approach and be an advisor the way you need!
Everyone has a unique situation and faces unique problems. Our goal is to take a full financial approach and be an advisor the way you need!
Self-Employed Loans
Not a problem. A lot of lenders struggle to approve self-employed clients. We work with small business owners to large founders to find the solution that fits your need.
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Debt Consolidation
We approach your life custom to you. We take a look at your entire financial "picture" and help consolidate "Bad" debt into "Good" debt, improving your monthly cashflow.
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Home Equity Line of Credit
HELOCs and HELOANs provide some of the best access to your equity without touching your first mortgage. They offer easy low payments and very quick closings - 14 days.
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Changing the Lending Game!
Fourth City Mortgage was designed with the purpose and intention to cater to real people in real situations. We have a process built to provide the knowledge and the solution to your personal fit:
- Credit Scores down to 500.
- Self-Employment specific loans.
- Loans custom designed for modern day borrowers.
- Bank Statement and Profit & Loss products available.
- Top Customer service and knowledgeable advisors.
- Fast Closings, 14-day closing options.
Fourth City Mortgage will find a way to yes. We don’t stop until a solution is given.
4 min | No hard credit check
Experience That Matters.
We have the stats to back up what you really need.
10 MIN
Average time to Quote
24 HRS
Average Approval Time
18 DAYS
Average Time to Close
25 YEARS
Of Experience
We Specialize in Debt Restructuring!
Fourth City Mortgage understands that life happens and not everything is always perfect. We provide a genuine full financial look at your situation. We look at more than just the mortgage and help you prioritize your cash-flow and life the way you need.
- Credit Scores down to 500.
- Excellent Fixed Rate options.
- Fast, efficient closings - 20 days.
- Cash-out up to 100% depending on program.
- Top Customer service and knowledgeable advisors.
- Knowledgeable support team and document collection.
- Cashflow Prioritization - Homeowner Certainty Program
At Fourth City Mortgage we will have a plan to get
No Credit Impact | 2 Minutes!
Let's Do The Mortgage Math.
No Credit or Soft Pull Available. Find out it 4 Minutes or less.
$30K in tax-free Cash-Out!
Average one-time cash out amount in equity to our clients
$40K in debt paid eliminated
Average amount of bad debt eliminated from customers.
$300 per month in cash-flow
Average total amount saved per month for borrowers.
10.5% Blended Rate Drop
Average blended rate reduction savings seen to clients.