Home Equity Loans
Home Equity Line of Credits (HELOC)
A HELOC or HELOAN has many uses and is the easiest way to quickly access your Home’s equity. We see clients qualify on an average for $50,000 in Tax Free Cash on their equity transaction. See what you can qualify for and how easy the process is by talking with one of our experts.
No Credit Impact. Find out it 2 Minutes!
What is a
HELOC or HELOAN?
No Credit Impact. Find out it 2 Minutes!
Home-Equity Line of Credit or Home Equity Loans, commonly referred to as HELOCs or HELOANs are forms of second mortgages that can be attached to the property to provide access to the home’s equity without impacting the first mortgage. HELOCs typically have variable interest rates with interest only periods to provide a lower payment while HELOANs are fixed loans with amortizing monthly payments. Both options provide an immediate access to tax-free cash and feature lower interest rates than other unsecured loans or credit cards.
Faster and more accurate.
Our Process.
We focus on speed and accuracy. Not only do we have the best products and options but also the best process. See our steps below:
- Quick Quote through our online "Get Started Now!"
- Apply with one of our Experts.
- 24-Hour Approval & Underwriting
- Closing Scheduled with Mobile Notary
- Closing & Funding
With an average 18 day closing we seek to have the fastest and best closing for each of our clients. Talk with our experts today.
4 min | No hard credit check
The Fourth City Mortgage Advantage.
Why Us.
At Fourth City Mortgage, we set ourself up to be not only different, but better. We focus on you and what you need:
- Fast Closings - 18 Day Average
- Apply with one of our Experts.
- 24-Hour Approval & Underwriting
- Closing Scheduled with Mobile Notary
- Closing & Funding
With an average 18 day closing we seek to have the fastest and best closing for each of our clients. Talk with our experts today.
4 min | No hard credit check
Do more than just Restructure Finances!
More Options!
While getting a HELOC or HELOAN is a great way to restructure debt it can also be used for other benefits:
- Make an investment in your future.
- Buy a new property.
- Make home repairs.
- Upgrade your existing properties.
- Handle family matters.
We take a whole financial approach and help you access your equity to better your financial life as a whole.
Not Sure Where to Start?
Don't Worry, if you're not sure talk to one of our experts!
Mortgages can be confusing, rather than going it alone feel free to just give us a call or if texting is better we can set that up.
Email: [email protected]