Home Loan Refinancing
Cash-Out Refinance for Debt-Consolidation
A Cash-Out Refinance has many uses and is one of the easiest ways to access your Home’s equity. We see clients get an average of $30,000 in Tax Free Cash on their transaction. See what you can qualify for and how easy the process is by talking with one of our experts.
No Credit Impact. Find out it 2 Minutes!

What is a
Cash-Out Refinance
No Credit Impact. Find out it 2 Minutes!
Cash-out Refinance is a strategic way to access the equity in your home. It can be used to restructure your higher interest debts or to make strategic investments. We typically use a Cash-out Refinance when the blended interest rate between the 1st (and other) mortgage and the “Bad” debt is above the current market interest rates. A restructure will help expand your monthly cashflow and ease the burden of debt or allow for future investment. This process takes your entire financial picture into account and establishes a long term plan to help you better establish a safe future financial plan.

Faster and more accurate.
Our Process.
We focus on speed and accuracy. Not only do we have the best products and options but also the best process. See our steps below:
- Quick Quote through our online "Get Started Now!"
- Apply with one of our Experts.
- 24-Hour Approval & Underwriting
- Closing Scheduled with Mobile Notary
- Closing & Funding
With an average 18 day closing we seek to have the fastest and best closing for each of our clients. Talk with our experts today.
4 min | No hard credit check
The Fourth City Mortgage Advantage.
Why Us.
At Fourth City Mortgage, we set ourself up to be not only different, but better. We focus on you and what you need:
- Fast Closings - 18 Day Average
- Apply with one of our Experts.
- 24-Hour Approval & Underwriting
- Closing Scheduled with Mobile Notary
- Closing & Funding
With an average 18 day closing we seek to have the fastest and best closing for each of our clients. Talk with our experts today.
4 min | No hard credit check


Do more than just Restructure Finances!
More Options!
While completing a Cash-out refinance is a great way to restructure debt it can also be used for other benefits:
- Make an investment in your future.
- Buy a new property.
- Make home repairs.
- Upgrade your existing properties.
- Handle family matters.
We take a whole financial approach and help you access your equity to better your financial life as a whole.
Not Sure Where to Start?
Don't Worry, if you're not sure talk to one of our experts!
Mortgages can be confusing, rather than going it alone feel free to just give us a call or if texting is better we can set that up.
Email: [email protected]