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(314) 417-5145

General FAQ

You have the questions we have the answers.

Take a look through some of the general questions that all homeowners face during a refinance or a purchase.

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Frequently Asked Questions

Loan Types

Conventional

Conventional mortgage refinance and purchase frequently asked questions.

FHA

FHA mortgage refinance and purchase frequently asked questions.

VA

VA mortgage refinance and purchase frequently asked questions.

USDA

USDA mortgage refinance and purchase frequently asked questions.

Loan Purposes

Cash Out

A type of refinance geared around pulling “cash” or equty out of your home.

Rate & Term

A type of refinance designed to lower your monthly mortgage payment.

Purchase

A purchase transaction used to acquire a home or property.

HELOC & HELOAN

A type of second mortgage used to pull cash or equity out of the home.

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NMLS #2696065

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Address:

3622 Greenwood Blvd Unit 230

Saint Louis, MO 63143

Phone:

(314) 417-5145

fourthcitymortgage.com is fully associated and owned wholly by Fourth City Mortgage LLC. NMLS #2696065.  Fourth City Mortgage LLC is an Equal Opportunity Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.