Home Loan Refinancing
Cash-Out Refinance for Home Upgrades!
A Cash-Out Refinance has many uses and is one of the easiest ways to access your Home’s equity. We see clients get an average of $30,000 in Tax Free Cash on their transaction, that can be used to improve or upgrade your home in a simple and easy way.
No Credit Impact. Find out it 2 Minutes!

What is a
Cash-Out Refinance
No Credit Impact. Find out it 2 Minutes!
Cash-out Refinance is a strategic way to access the equity in your home. It can be used to upgrade or repair your home. Home upgrades on average increase the current value and future sale price of the home. We typically can use a Cash-out Refinance to provide the extra liquid money needed to increase the home value while providing a rate lower than your current mortgage. Thee cash-out refinance can also be used to consolidate or wrap in any unwanted debt, improving cash-flow, while still providing enough excess capital to make the home improvements that you are looking to accomplish.

Faster and more accurate.
Our Process.
We focus on speed and accuracy. Not only do we have the best products and options but also the best process. See our steps below:
- Quick Quote through our online "Get Started Now!"
- Apply with one of our Experts.
- 24-Hour Approval & Underwriting
- Closing Scheduled with Mobile Notary
- Closing & Funding
With an average 18 day closing we seek to have the fastest and best closing for each of our clients. Talk with our experts today.
4 min | No hard credit check
The Fourth City Mortgage Advantage.
Why Us.
At Fourth City Mortgage, we set ourself up to be not only different, but better. We focus on you and what you need:
- Fast Closings - 18 Day Average
- Apply with one of our Experts.
- 24-Hour Approval & Underwriting
- Closing Scheduled with Mobile Notary
- Closing & Funding
With an average 18 day closing we seek to have the fastest and best closing for each of our clients. Talk with our experts today.
4 min | No hard credit check


Do more than just Home Upgrades!
More Options!
While completing a Cash-out refinance is a great way to have funds for home improvements it can also be used for other benefits:
- Make an investment in your future.
- Buy a new property.
- Consolidate "Bad" debt.
- Upgrade your existing properties.
- Handle family matters.
We take a whole financial approach and help you access your equity to better your financial life as a whole.
4 min | No hard credit check
Not Sure Where to Start?
Don't Worry, if you're not sure talk to one of our experts!
Mortgages can be confusing, rather than going it alone feel free to just give us a call or if texting is better we can set that up.
Email: [email protected]