Self-Employed Loans
Self-Employed Loans & Options
Self-Employed & Small Business owners can face extra difficulty when trying to qualify for a loan or mortgage. We offer specialty products designed for 1099, Self-Employed and Business Owners. See what you qualify for today.
No Credit Impact. Find out it 2 Minutes!

What is a
Self-Employed Loan?
No Credit Impact. Find out it 2 Minutes!
Self-Employed & Small Business Owner loans are specialty products that use different forms of qualification. While a traditional mortgage will require tax returns, paystubs, W2s or additional documents, our self-employed loans look more at the health of the business. We use products that review the cashflow, bank statements or even profit & loss statements of the business to determine eligibility. Talk to us to see what we can do for you!

Faster and more accurate.
Our Process.
We focus on speed and accuracy. Not only do we have the best products and options but also the best process. See our steps below:
- Quick Quote through our online "Get Started Now!"
- Apply with one of our Experts.
- 24-Hour Approval & Underwriting
- Closing Scheduled with Mobile Notary
- Closing & Funding
With an average 18 day closing we seek to have the fastest and best closing for each of our clients. Talk with our experts today.
4 min | No hard credit check
The Fourth City Mortgage Advantage.
Why Us.
At Fourth City Mortgage, we set ourself up to be not only different, but better. We focus on you and what you need:
- Fast Closings - 18 Day Average
- Apply with one of our Experts.
- 24-Hour Approval & Underwriting
- Closing Scheduled with Mobile Notary
- Closing & Funding
With an average 18 day closing we seek to have the fastest and best closing for each of our clients. Talk with our experts today.
4 min | No hard credit check


Get more than you thought!
Why it Matters!
Small Business Owners are the back-bone of the American Dream and too often are obstacles put on them. Fourth City Mortgage looks to give more options and help you succeed:
- Make an investment in your future.
- Grow your business.
- Make home repairs.
- Upgrade your existing properties.
- Handle family matters.
We take a whole financial approach and help you access your equity to better your financial life as a whole.
4 min | No hard credit check
Not Sure Where to Start?
Don't Worry, if you're not sure talk to one of our experts!
Mortgages can be confusing, rather than going it alone feel free to just give us a call or if texting is better we can set that up.
Email: [email protected]